Don't just read about your money. Play with it.
Six hands-on tools that turn the big retirement and tax questions into something you can see, drag, and stress-test in real time. No sign-up, no spreadsheet, no jargon. Then, if you want, bring your real numbers to a call.
The Cost of Waiting
One slider: the year you start. Same contribution, same return — watch the ending balance swing six figures as the start date slips.
Fill the Bracket
Income pours into tax brackets like water into stacked tanks. The empty space at the top of the bracket is the room for a Roth conversion this year.
The Bucket Board
Drag your money into Now / Soon / Later. Then crash the market — and watch the next few years of income sit there untouched.
Sequence of Returns
Two retirees. Identical average return. Opposite order. Flip the sequence and watch one portfolio survive while the other runs dry.
The Surviving-Spouse Cliff
When one of you dies, a Social Security check stops and taxes flip to single, but the bills barely move. See the gap, and the insurance that closes it.
The Tax Time-Bomb
Your pre-tax balance isn't all yours. Watch required withdrawals climb the brackets, the widow's trap make it worse, and a Roth conversion defuse it.
Curious what these look like with your real numbers?
The tools show the shape of the decision. A free 20-minute call turns them into your actual retirement and tax picture, with a fiduciary who builds plans for a living.