One Big Idea

There's a third approach to investing. Many people don't see it.

Most retirement accounts get one of two treatments — passive indexing or institutional management. There's a third approach in between, one that emphasizes active risk management. For some investors, it may offer an alternative way to navigate market cycles. Past performance does not guarantee future results.

Cost Control

Long-term / Buy & Hold · approximately 1% all-in

  • Vanguard, Fidelity, traditional advisors
  • Always invested · minimal trading · tax-efficient
  • Goal: track the market via diversification
  • Approach is consistent across market environments

Actively Risk Managed

The middle approach · approximately 2.0–2.6% all-in

  • Portfolio Medics AMP portfolios
  • Tactical allocation · ability to step toward cash · structural flexibility to trade daily
  • Aim: manage risk across market cycles
  • Focus: aiming to manage drawdown impact (no strategy guarantees protection from loss)

Hedge Fund

2% + 20% of profits ("two and twenty")*

  • Typically accredited / high-net-worth only
  • Leverage · long/short
  • Goal: generate returns independent of market direction
  • Generally inaccessible to retail retirement accounts

* Hedge-fund "two and twenty" is industry-typical fee structure (Preqin / SEC adviser brochure database). Cited as a structural reference point — not a claim about Fireweed, Portfolio Medics, or any specific fund's performance.

Want to talk through your situation?

A 30-minute Zoom with Dr. Adam Link, CFP®. Tell us a little so the call isn't generic — then pick a time on the calendar.

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Our advisory fee through Portfolio Medics is approximately 2.0–2.6% per year on the portfolio we manage on your behalf, billed quarterly. Higher than a passive index fund — it reflects the cost structure of an active approach. The 30-minute consultation itself is free. Higher fees do not guarantee better performance and reduce client returns.

This is a request for a consultation — not a client agreement. Suitability and onboarding occur after the consultation.

Pick a 30-minute slot

Pick anything that works. Zoom by default — phone available on request once you're booked.

Dr. Adam Link, CFP® · Fireweed Capital · Fee-only fiduciary
Doctorate in Computer Science · Minnesota-based, serves clients statewide via Zoom

Advisory services through Portfolio Medics, LLC, an SEC-registered investment adviser. Fireweed Capital is the brand under which Dr. Adam Link offers advisory services and operates as an insurance agency. Nothing on this page is investment, tax, or legal advice — it's an invitation to a consultation. Past performance does not guarantee future results. No investment strategy guarantees protection from loss.

Reviewed: 2026-05-06 · Status: APPROVED · Hash: 2026-05/346e7413870f40e881b179bc725694f8